cashbaka legit or scam

This article contains the best details you need to know about whether cashbaka legit or scam.

What is cashbaka App?

Let us introduce you to Cash Bank, your new trusted partner for getting cash loans in the market. Using our personal loan app, Philippines, you can get a fast loan from your mobile device!

An innovative and easy approach to get a loan online! Just complete the online application form with required information including amount and mode of payment. Sign on the dotted line using the code you received via SMS!

To submit a loan application, all you need is a valid ID. Instant withdrawal in online settings for dedicated customers!
You may qualify for a loan if one of the following applies to you:

Filipino citizens, between the ages of 21 and 70 and holders of a valid government ID
Your mobile number has been activated

Basic Features of cashbaka App:

  • Instant Loan: You can apply for a loan and if the application is approved your loan amount will be sent to you within 24 hours.
  • Special Student Loans: These loans are only for students, although they are small in amount, they are easily approved and you can easily get your cash transfer.
  • Business Only Loans: These loans are usually for larger amounts and may take 2-3 business days to approve the loan application.
  • Extend the repayment period: You can request an extension to repay your loan so that you can repay it easily.
  • Installments for you: The total loan amount will be divided into monthly installments for easy repayment by you.
  • Co-operative staff: You may get a call regarding your loan application, the staff is very helpful and will guide you.
  • Minimum Interest Amount: This is the minimum amount of interest on the loan that we require to give you the maximum benefit of the loan.
  • Multiple Withdrawal Options: You can choose your payment option to withdraw and receive money through your EasyPaisa, Jazzcash and bank account.

APR and Fees: cashbaka Apk

  • Transparent charges, no hidden fees, make your loan stress free
  • Loan Amount Range: PHP 3,000 to PHP 20,000
  • Loan Tenure: Minimum 91 days to maximum 365 days
  • Annual interest rate not exceeding 14%/year

Product calculation formula

  • Loan Amount: PHP 20,000
  • Loan Tenure: 12 months
  • Interest rate: 14%/year
  • Monthly Interest: PHP 20.00014%/12=PHP233 Monthly Installment: PHP 20.00014%/12+20,000/12=PHP1,900
  • Total Loan Cost: PHP 20,000+20,000*14%=22,800

How we protect your privacy

We are committed to protecting the personal information of our customers and users of online platforms, including mobile applications. We are committed to not only protecting customer privacy but also encrypting user data. We take the privacy of our users very seriously and have an effective risk management system and staff.

Easy and convenient repayment!

You can choose the most convenient way to repay your loan online from the following list:

  1. 7-11
  2. RFC Offline Branch
  3. Union Bank Counter
  4. Union Bank Internet Banking
  5. Internet banking services from other banks

Additional Benefits of cashbaka Loan App:

  • Freely choose the loan amount and term – all for your convenience!
  • Get online loans day and night, on holidays and weekends – transfers can be made at any time.
  • Remuneration is limited to the number of days the funds are used.

About SMS authorization : cashbaka App

  • This is an important step in the process of getting a user loan.
  • We require SMS authorization for credit risk scoring, which helps us identify the various financial transactions you have, cash flow patterns, descriptions and amounts of user transactions to credit, to assist in our risk assessment, which enables us to determine the user’s Provide a risk profile and appropriate credit analysis to the user. To do this, we need permission to send and receive SMS messages.
  • If necessary, only text messages related to financial transactions will be checked. We do not collect, read or store any personal SMS messages sent by users from their inbox.


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Written by Patna Motihari

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